Desktop vs on-site appraisal: which one are you buying?
50 seconds · published August 20, 2026 · Jared Lukes, CMEA
A desktop appraisal works from your asset list and the market record. An on-site appraisal adds an inspection that verifies what is actually there and what condition it is in. What each one can and cannot support.
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Transcript
Every word, if you would rather read it.
Desktop or on site? Two kinds of appraisal. Know which one you are buying.
A desktop appraisal is built from records and photos, without a site visit. Faster, cheaper, and only as good as the file it is fed.
An on site appraisal puts the appraiser with the equipment. Serial numbers, hours, and condition, verified in person.
The stakes decide. Routine updates can ride on a desktop. Lending and litigation deserve an inspection.
Lukes and Lukes. Independent appraisals, desktop and on site, nationwide. lukesappraisals.com.
Ready when you are
Need this number for a live file?
Send the asset list and the reason for the appraisal. We confirm the premise and scope before any work begins, and we never quote a value before inspection.