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      <video:title>Commercial Kitchen Equipment Appraisal: 3 Things to Know</video:title>
      <video:description>The three things owners and lenders should know before relying on any valuation of restaurant, bakery, cafe, or coffee shop equipment: the purpose sets the number, installed is not removed, and condition is verified on site.</video:description>
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      <video:title>Desktop vs on-site appraisal: which one are you buying?</video:title>
      <video:description>A desktop appraisal works from your asset list and the market record. An on-site appraisal adds an inspection that verifies what is actually there and what condition it is in. What each one can and cannot support.</video:description>
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      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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      <video:title>Diminished Value: 3 Things to Know Before You Settle</video:title>
      <video:description>The three things to know before accepting an insurer's diminished value offer after a collision repair: the accident history follows the VIN, the insurer's first number is not evidence, and documentation decides the outcome.</video:description>
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      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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    <loc>https://lukesappraisals.com/videos/fmv-olv-flv</loc>
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      <video:title>FMV vs OLV vs FLV: one machine, three values</video:title>
      <video:description>One machine, three different numbers. What separates fair market value, orderly liquidation value and forced liquidation value, and why the premise has to be stated before the figure means anything.</video:description>
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      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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    <loc>https://lukesappraisals.com/videos/heavy-equipment-appraisal</loc>
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      <video:title>Heavy Equipment Appraisal: 3 Things to Know</video:title>
      <video:description>The three things owners and lenders should know before relying on any construction or heavy equipment valuation: hours and history outweigh calendar age, the market is national rather than local, and condition is verified on site.</video:description>
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      <video:duration>64</video:duration>
      <video:publication_date>2026-08-22</video:publication_date>
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      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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    <loc>https://lukesappraisals.com/videos/installed-value-vs-auction-value</loc>
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      <video:title>Installed value vs auction value</video:title>
      <video:description>The same machine is worth one number wired, plumbed and proven in place, and another number sold to whoever hauls it away. What creates the gap between installed value and auction value.</video:description>
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      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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    <loc>https://lukesappraisals.com/videos/machine-shop-equipment-appraisal</loc>
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      <video:title>Machine Shop Equipment Appraisal: CNC Values Explained</video:title>
      <video:description>Three things decide what a machine shop's CNC equipment is really worth: configuration, installed vs. removed condition, and verified serial and hour data read from the control.</video:description>
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      <video:publication_date>2026-09-10</video:publication_date>
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      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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      <video:title>Ordering an Equipment Appraisal for a Loan: 3 Things to Check</video:title>
      <video:description>The three things credit officers and lenders should verify on any machinery and equipment collateral appraisal: the premise of value matches the loan, the equipment was inspected and serial numbers verified on site, and the appraiser is independent of the deal.</video:description>
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      <video:duration>66</video:duration>
      <video:publication_date>2026-08-13</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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    <loc>https://lukesappraisals.com/videos/sba-7a-equipment-appraisal</loc>
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      <video:title>Equipment Appraisal for an SBA 7(a) Loan: 3 Things</video:title>
      <video:description>The three things that decide whether an equipment appraisal helps a 7(a) credit: the collateral advance rate and orderly liquidation value, a unit-by-unit schedule with serial numbers, and the effective date of value.</video:description>
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      <video:duration>76</video:duration>
      <video:publication_date>2026-09-04</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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  <url>
    <loc>https://lukesappraisals.com/videos/truck-and-fleet-appraisal</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/7u27Klcfnlk/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>Semi Truck &amp; Fleet Appraisal: 3 Things to Know</video:title>
      <video:description>Three things decide what a truck fleet is worth: spec and maintenance rather than the badge, the premise change that comes with selling twenty units instead of one, and VINs verified on site.</video:description>
      <video:content_loc>https://www.youtube.com/watch?v=7u27Klcfnlk</video:content_loc>
      <video:player_loc>https://www.youtube.com/embed/7u27Klcfnlk</video:player_loc>
      <video:duration>61</video:duration>
      <video:publication_date>2026-09-16</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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  <url>
    <loc>https://lukesappraisals.com/videos/what-uspap-means</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Cd1N-0BABaQ/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>What USPAP actually means</video:title>
      <video:description>USPAP is the Uniform Standards of Professional Appraisal Practice, the recognized rulebook for how appraisals are developed and reported, and what it binds is the appraiser rather than the document.</video:description>
      <video:content_loc>https://www.youtube.com/watch?v=Cd1N-0BABaQ</video:content_loc>
      <video:player_loc>https://www.youtube.com/embed/Cd1N-0BABaQ</video:player_loc>
      <video:duration>49</video:duration>
      <video:publication_date>2026-08-13</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:uploader info="https://www.youtube.com/@lukesappraisals">Lukes &amp; Lukes</video:uploader>
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